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Either $5 or 5% of the amount of each transfer, whichever is greater. Either $10 or 5% of the amount of each cash advance, whichever is greater. 0% of each transaction in U.S. dollars. Earn 50,000 AAdvantage® bonus miles after making your first purchase in the first 90 days. $0 intro annual fee for the first year, then $99.

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